{"id":24,"date":"2023-04-11T04:00:00","date_gmt":"2023-04-11T10:00:00","guid":{"rendered":"https:\/\/www.schneiderins.com\/blog\/?p=24"},"modified":"2023-05-02T11:08:08","modified_gmt":"2023-05-02T17:08:08","slug":"top-5-ohio-commercial-insurance-myths-debunked","status":"publish","type":"post","link":"https:\/\/www.schneiderins.com\/blog\/top-5-ohio-commercial-insurance-myths-debunked\/","title":{"rendered":"Top 5 Ohio Commercial Insurance Myths Debunked"},"content":{"rendered":"<p>Are you a small business owner and thinking about investing in commercial business insurance?&nbsp;Don&#8217;t let the size of your business keep you from making a sound financial investment to protect your company.&nbsp;<\/p>\n<p>Many small business owners make the mistake of thinking that they can&#8217;t afford (or don&#8217;t need) commercial insurance. Schneider Insurance Agency&nbsp;debunks five common myths about commercial insurance for small business owners in Gahanna, OH.<\/p>\n<h2>5 Myths About Commercial Insurance<\/h2>\n<h3>Myth #1. Small businesses don&#8217;t need commercial insurance.&nbsp;<\/h3>\n<p>The size of your business doesn&#8217;t prevent it from facing the same challenges as mega-sized corporations when it comes to property damage, data loss, or data theft from cyberattacks.&nbsp;<\/p>\n<h3>Myth #2. My business insurance covers all types of liability, so I don&#8217;t need it.&nbsp;<\/h3>\n<p>While standard business insurance may cover certain liability costs, this general insurance may not be what you need.&nbsp;<\/p>\n<h3>Myth #3. Having worker&#8217;s compensation insurance is optional.&nbsp;<\/h3>\n<p>Most employers in Ohio are required to have adequate worker&#8217;s compensation insurance. This mutually beneficial protection helps replace lost wages and pay medical expenses for employees who are injured on the job.&nbsp;<\/p>\n<h3>Myth #4. I can&#8217;t afford to buy commercial insurance.<\/h3>\n<p>Ohio commercial insurance is surprisingly affordable when you have the right rate or even bundle your commercial insurance.&nbsp;<\/p>\n<p>Schneider Insurance Agency in Gahanna, OH can help you find the best commercial insurance policy to protect your business.&nbsp;<\/p>\n<h3>Myth #5. My auto insurance policy is enough to cover my business fleet.&nbsp;<\/h3>\n<p>If you own and operate a fleet of trucks, cargo vans, and other commercial vehicles, your personal auto insurance policy doesn&#8217;t offer enough insurance to cover them.&nbsp;<\/p>\n<h3>Get Commercial Insurance in Ohio&nbsp;<\/h3>\n<p>Are you a small business owner looking for commercial insurance in Gahanna, OH? Contact Schneider Insurance Agency&nbsp;to get a commercial insurance quote and protect your business operations today!&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you a small business owner and thinking about investing in commercial business insurance?&nbsp;Don&#8217;t let the size of your business keep you from making a sound financial investment to protect your company.&nbsp; Many small business owners make the mistake of thinking that they can&#8217;t afford (or don&#8217;t need) commercial insurance. Schneider Insurance Agency&nbsp;debunks five common [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[5,6],"class_list":["post-24","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-gahanna-oh","tag-schneider-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Are you a small business owner and thinking about investing in commercial business insurance? Don&#039;t let the size of your business keep you from making a sound financial investment to protect your company. Many small business owners make the mistake of thinking that they can&#039;t afford (or don&#039;t need) commercial insurance. 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