Condo Insurance in Ohio
Do you own a condo in or around the Gahanna or Newark, OH communities? Condo insurance in Ohio is essential. It guards the contents of your home. It bridges the gap where HOA policies leave off. In this way, it helps to protect your furnishings, walls, belongings, and more.
Thankfully, there is good news. It is easy to get condo insurance from Schneider Insurance Agency. We cover all types of condos.
What does condo insurance cover?
Condo insurance is versatile. It doesn't cover the entire structure. This makes it surprisingly affordable.
The Homeowners Association has a master insurance policy that covers the exterior of the building. It also covers any damage and accidents that occur in common areas. What it doesn't cover is the interior of your unit. That's what condo insurance is for. It covers:
- Inside of your dwelling: This can help you pay to replace or repair damaged ceilings, floors, ceilings, and more.
- Personal property: It protects your furnishings, decor, electronics, clothing, appliances, and furniture.
- Loss of use: If a claim forces you to move temporarily, this feature pays for hotel stays, food, and more.
- Personal liability: If someone gets hurt in your home and they sue you, your policy will help cover legal expenses. It may also pay for their medical bills.
If someone gets hurt in your home and they sue you, your policy will help cover legal expenses. It may also pay for their medical bills.
Some condo insurance policies also come with loss assessment coverage. This can help pay for HOAs assessments for share losses. This coverage might save you thousands of dollars.
Condo insurance is a complex entity. But if you live in Newark or Gahanna, OH, count on us at Schneider Insurance Agency to help you figure out what makes sense for your needs.